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Home Ownership Programs

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Comprehensive Housing Needs Analysis

The City of St. Louis Park contracted with Maxfield Research to conduct a Comprehensive Housing Needs Analysis of the Community. The study projects housing demand from 2013 through 2015, and gives recommendations on the amount and type of housing that could be built in St. Louis Park to satisfy demand from current and future residents.

The study identifies a potential demand for approximately 3,300 new housing units in St. Louis Park over the remainder of the decade and beyond. Demand will be spread across all product types; including 1,048 for-sale units, 1,282 general-occupancy rental units, and 768 senior units. Detailed information regarding recommended housing concepts can be found in Conclusions and Recommendations section at the end of the report.

View the full report.

2014 Xcel Energy Tree Pruning

updated: Wednesday, January 28, 2015

Xcel Energy will once again be contracting line clearance (tree pruning from pole to pole) for 2014 to Asplundh Tree Expert Company in parts of St. Louis Park. Xcel Energy will notify impacted property owners of this pruning. The City of St. Louis Park DOES NOT clear or prune around power lines; this is the responsibility and domain of Xcel Energy...

Homes Within Reach

Homes Within Reach is a program of West Hennepin Affordable Housing Land Trust that purchases properties, rehabilitates and then turns around and sells the home to qualified low to moderate income households. Buyers pay for the cost of the home only and lease the land for 99 years. City funds are leveraged with Hennepin County Affordable Housing...

Live Where You Work

updated: Tuesday, February 10, 2015

Once the employee obtains a mortgage from a participating lender, the grant can be used to help finance a down payment, closing costs and gap financing. The program not only gives workers an opportunity to own a home close to their job, it increases employee loyalty, retention, and morale, and creates a positive community building environment for the...

CAPSH Mortgage Foreclosure Prevention Hotline

updated: Wednesday, November 05, 2014

Community Action Partnership of Suburban Hennepin is now offering a Foreclosure Prevention Hotline to help homeowners who are in danger of losing their homes. The Hotline number is (952) 933-1993.

"CAPSH is acting aggressively to help reduce the growing number of foreclosures in suburban Hennepin County," said CAPSH Operations Director Scott Zemke. "Our agency has more than quadrupled its capacity to help those in crisis."

The CAPSH Foreclosure Prevention Program provides information, advocacy, referrals to additional resources and other assistance to homeowners who are having trouble paying their mortgage.

The new Foreclosure Prevention Hotline will directly connect homeowners with professionals who can help them through the process.

CAPSH is a nonprofit agency dedicated to improving the lives of low-income individuals and families and suburban Hennepin County. For more information on CAPSH programs and services, visit

Home Rehab Loans for Low-Income Residents

updated: Wednesday, January 07, 2015

 Emergency Repair Program

  • Grants of up to $4,000
  • Immediate emergency repairs such as furnace replacement, roof repair, etc. 
  • Houshold income of 50 percent of area median income (2014 Income Limits based on household size: Family of 1 $29,050, family of 2 $33,200, family of 3 $37,350, family of 4 $41,150, for larger families contact Bill O'Meara for income limits)
  • Administered by CAPSH for the City of st. Louis Park
  • Contact Bill O'Meara at (952) 697-1310

Deferred Loan Program

  • Maximum loan amount of $20,000
  • 0 percent interest loan
  • Covers basic safety, maintenance, improvements
  • Loan deferred until the sale of the home, or after 15 years the loan is forgiven
  • Household income limits apply.  (2014 Income Limits based on household size: Family of 1 $29,050, family of 2 $33,200, family of 3 $37,350, family of 4 $41,150, for larger families contact Jim Graham for income limits)
  • Administered by Hennepin County
  • Contact Jim Graham at (612) 348-2235

First-time Homebuyer Low-Interest Mortgages

  • 30-year mortgage rate approximately 1 percent below market rate
  • Household income limits apply; limit increases with household size
  • Details at or contact (651) 296-8215

More Links

Housing Authority
5005 Minnetonka Boulevard
St. Louis Park, MN 55416
Phone: (952) 924-2579 Email: